For many, the prospect of not being able to work and no regular income is daunting and overwhelming.
The future of their families and loved ones also adds to the burden. It brings not only concerns about future work capabilities, if any, but also adds a level of stress regarding financial security.
Bills and outgoings simply don’t stop because your income does.
Total and Permanent Disability (TPD) and Income Protection (IP) policies can be claimed even if your injuries were not sustained due to negligence or an accident. TPD insurance provides a lump sum payment to you or your beneficiary if you become totally or permanently disabled, providing much needed financial support.
In many cases, people on workers compensation or Centrelink Disability Support Pensions are still eligible to claim a TPD payment.
The Team with Your Best Interests in Mind
Not sure if you are covered? Most people have insurance cover attached to their superannuation fund that they aren’t even aware of.
Seeking advice on your eligibility and the process involved is an important first step.
Depending on your policy and level of cover, lump-sum payments can be anywhere from a few thousand dollars to $1 million. These insurance claims are often a complex process.
With CLP Legal, we will be there to talk you through every step, guiding you on your decisions with explanations that you will understand.
Our lawyers offer a personable and professional service with one goal – to get you the result you deserve.
Call our friendly legal team today to find out whether you may be entitled to a payment.
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